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Devonshire Asset Management, 16 Silver St Tel: 01271 327500 more
Philip Milton, Sterling House, 17 Joy St 01271 344300 Click Here

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Devonshire Asset Management, 16 Silver St Tel: 01271 327500
Irvine Financial Srvs, Bridgewater Hse, The Square Tel: 01271 323689
Jacobs Neal, 13 Vicarage Street Tel: 01271 346685
SouthWest Financial Planning, 122 Boutport St Tel: 01271 325692
Phd Financial Mgment, 1st Floor, 17 Cross St Tel: 01271 379006

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Bicycle Insurance

Bicycles are cheap, environmentally friendly and a great form of exercise. This realisation has led to a huge surge in the number of cyclists throughout the country. Many commuters now cycle to work and cycling holidays are increasing in popularity. However, the increased number of cyclists has resulted in more than 26,000 accidents each year. In addition to increased number of accidents, bicycles have become a popular target for thieves who steal more than 1,000 bicycles every day!

Bicycle insurance is designed to cover a number of eventualities such as for fire, theft, accidental loss and damage to the insured bicycle. It will also cover specified accessories, normally up to the sum insured value and personal accident.

As with all insurance policies, it is important to check exactly what the bicycle insurance policy will cover. For example, many insurers will specify that policyholders must “take reasonable care”. Despite protests from cycling groups the phrase “take reasonable care” is still legitimate, regardless of its ambiguity.

To ensure you get the most from your bicycle policy make sure you choose the right insurance policy to suit your needs. You should consider what you use your bike for, how often you use it, and where you keep it.

 

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